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Misc This Means WAR

And as long as this is this is the attitude then it wont change, I am pretty sure every middle class worker out there right now would love 2 more dollars a hr. and if that means the millionaire CEO only gets 5 million in bonuses instead of 20 I can live with it and so can they.
The CEO took all the risk, but should be punished to fund lower level guys. I spent the majority of my adult life in the military, retired, and transitioned to the private sector. I spent years on shift and working overtime! My choice! Now it’s an 8 hour day and I’m comfortable and will stay over when I’m needed! If you don’t want to put the hours in but still complain, you are the problem!
 
Paying $18 for 160 acres thru the homestead act doesn’t equate to the cost for 160 acres today. Our ancestors received many “handouts.”

Are you serious or just intentionally dense? Trying to get to that land alone cost many of them theirs lives not to mention trying to actually eek out an existence on it by you know, back breaking work, blood, sweat and tears. Please....

That handout was a carrot on a string not a give me.
 
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The coalition is what's important. Black voters turning out and college educated whites are the core D constituency now. As the south gets more educated in the suburbs and black turnout remains energized from R efforts to repeal the VRA and CRA, the southern states are now competitive. Competition is good as it increases turnout and reduces the chances of getting a nutcase on the general election ticket from either party.

If that is the case it has a much, much, much farther way to go when its takes the perfect storm of Trump hate, gas prices, unkept promises and just general lack of care to vote on one party just to eek out wins.
 
We can crunch numbers and pull stats and say “well you’re not doing this right is why you’re broke” but the struggle is real out here. I’ve paid my house off and own the land it’s on. I earn around $45hr with added weekly cash incentives, have no house payment and still have to closely watch my spending. I made far less money during the pandemic but still managed to pad a savings account and I was STILL PAYING A MORTGAGE at that time. Something is very wrong. I do not like spending money. If I’m hurting making what I’m making living in a house that’s paid for can you imagine what the average American is feeling right now..Money just goes so fast these days.

May I be blunt and seriously ask, how in the world?
 
The CEO took all the risk, but should be punished to fund lower level guys. I spent the majority of my adult life in the military, retired, and transitioned to the private sector. I spent years on shift and working overtime! My choice! Now it’s an 8 hour day and I’m comfortable and will stay over when I’m needed! If you don’t want to put the hours in but still complain, you are the problem!
Perhaps you are speaking to people who do put the hours in. Matter a fact I'd bet you downeastnc has worked more hours In a week consistently than just about anyone on this forum
 
You DO NOT OWN said home & land! Your STILL pay RENT too city/county Gooberments!
Property Taxes=RENT=NO OWNERSHIP! ..
Don't believe me? Don't pay your "property taxes".. & watch Government GOONS come & EVICT YOU!

Look, I know said taxes go too schools/Fire dept(s) etc etc.. Though I strongly advocate that if your 60~65 or older with NO KIDS & your home/Land are paid off re: Mortgage free, with no childern in said household, you should be EXEMPT from paying "property taxes" on your property, (except for something like the Fire Dept or Police Dept.), otherwise you should be EXEMPT!
Sorry, no, I’m not about to cut property taxes out for the generation that is richest of all while I pay thousands per year in property taxes along with my mortgage.

I understand the argument against property taxes in general, but cutting it only for retirees is so regressive it isn’t even funny, and without property taxes I’m not sure how local governments would obtain enough funding (jacking up sales taxes big time, perhaps).
 
The more marketable you make yourself, the more you earn. So many young adults making money through things they enjoy like social media and event planning. The wealthy spend on silly things. People didn’t use to think a fast food drive through was livable wage, now it’s expected to be.

Now people my age (52) that are blue collar workers are in danger. Places like Amazon are preparing to replace those with AI, robots, and the work force will soon be flooded with abled bodies looking for work, unless new industries arise needing the labor force.

The fact that records were set(despite high prices) on Americans both going on vacations and spending record amounts of money to do so suggests that the money struggles are mostly in people's heads. Not only that, Bryant Denny is still packed with 100k fans, Hardees still had a line around the block this morning and that school is still full of new or nearly new vehicles for sixteen year olds.

Who knows, maybe my wife and my still wasteful butt are just financial savants on my single income and seven kids in reality and we just didn't know it...
 
The fact that records were set(despite high prices) on Americans both going on vacation and spending record amounts of money to do so suggests that the money struggles are mostly in people's heads. Not only that, Byant Denny is still packed with 100k fans, Hardees still had a line around the block this morning and that school is still full of new or nearly new vehicles for sixteen year olds.

Who knows, maybe my wife and my still wasteful butt are just financial savants on my single income and seven kids in reality and we just didn't know it...
There is a lot of truth in this. What is “middle class” has inflated a lot over the last 50 years. When my parents were growing up, they never went on vacation really, never went on an international trip, almost never flew on a plane, hardly ate out, etc. Now, it seems people take middle class to believe being able to take big vacations, go out of the country, eat out frequently, etc.

To be clear, I do think there is some truth to the affordability issues as some things like housing prices have outpaced overall inflation, but it’s also true that there has been a lot of lifestyle inflation. Lifestyle inflation isn’t inherently bad, it means people are richer, but people don't seem to appreciate this.

Things are undeniably harder than when interest rates were sub-5% in the 2010s, but that was a historical oddity with nonstop QE. When my parents bought their first house, their mortgage interest rate was over 10%!

Individual situations obviously vary, but I doubt many people would want to switch places with an average middle class person in 1970 if they knew the reality of it.
 
The fact that records were set(despite high prices) on Americans both going on vacations and spending record amounts of money to do so suggests that the money struggles are mostly in people's heads. Not only that, Bryant Denny is still packed with 100k fans, Hardees still had a line around the block this morning and that school is still full of new or nearly new vehicles for sixteen year olds.

Who knows, maybe my wife and my still wasteful butt are just financial savants on my single income and seven kids in reality and we just didn't know it...
There is another record that's also been set. That's credit card debt to the tune of 1.2T. Yeah people may be going on vacations but they are having to go in debt to do it.

ccs-chart-3.jpeg
 
There is a lot of truth in this. What is “middle class” has inflated a lot over the last 50 years. When my parents were growing up, they never went on vacation really, never went on an international trip, almost never flew on a plane, etc. Now, it seems people take middle class to believe being able to take big vacations, go out of the country, etc.

To be clear, I do think there is some truth to the affordability issues as some things like housing prices have outpaced overall inflation, but it’s also true that there has been a lot of lifestyle inflation. Lifestyle inflation isn’t inherently bad, it means people are richer, but people don't seem to appreciate this.

Things are undeniably harder than when interest rates were sub-5% in the 2010s, but that was a historical oddity with nonstop QE. When my parents bought their first house, their mortgage interest rate was over 10%!

Absolutely. Timing also plays alot into this and that benefit is luck of the draw. For instance, when we bought our place 12 years ago, prices we no doubt lower than today, but we also bought much within our means looking ahead "just incase" and we also bought on the idea of this would be our forever home. I think our interest rate was around 4%.

Then in the middle of the covid craziness, we took some of the money the government was throwing around, refinanced at 2.7% and cut 5 years off our mortgage. This decision would save $26k after closing costs and making the van we needed to buy a year later effectively free.

But, you are right, we don't appreciate it and I put my ownself to blame in there as well. I don't think we as consumers realize that we could crash things like peak month vacation rentals by just saying, "I'm not paying that."
 
There is another record that's also been set. That's credit card debt to the tune of 1.2T. Yeah people may be going on vacations but they are having to go in debt to do it.

View attachment 199452

And we call that? Drumroll anyone?

Stupid.

But it's clearly those evil CEO's making you whip out that card and charge you those obscene interest rates to fly to Hawaii for $4 to $5k instead of taking that $500 week long camping trip! Big government! Save me!
 
And we call that? Drumroll anyone?

Stupid.

But it's clearly those evil CEO's making you whip out that card and charge you those obscene interest rates to fly to Hawaii for $4 to $5k instead of taking that $500 week long camping trip! Big government! Save me!
Right so to the main point is work your ass off be a slave to the system and never go ok trips and make the man millions. Choose a different protein, buy your kid less Xmas gifts so and so forth.

It's this out of touch boomer mentality that just cost the gop huge losses
 
Right so to the main point is work your ass off be a slave to the system and never go ok trips and make the man millions. Choose a different protein, buy your kid less Xmas gifts so and so forth.

It's this out of touch boomer mentality that just cost the gop huge losses

No, the main point is be intelligent, know how supply and demand work, know how to budget for the future and not spend frivolously.

We just bought an RV and plan on going on vacation a heck of a lot more next year. But I'll go on vacation ten times for what most Americans spend on one.

And yes, you don't have buy that $700 PS5(made by greedy corporations with money-men CEOs) on credit and instead make them something much more valuable instead.

And boomer mentality? Please I'm certainly not a boomer, but doing whatever this is called, works. As far as GOP losses, that doesn't concern me. What does concern me is when those goofy kids still don't get what they want and come after people such as yourself.
 
No, the main point is be intelligent, know how supply and demand work, know how to budget for the future and not spend frivolously.

We just bought an RV and plan on going on vacation a heck of a lot more next year. But I'll go on vacation ten times for what most Americans spend on one.

And yes, you don't have buy that $700 PS5(made by greedy corporations with money-men CEOs) on credit and instead make them something much more valuable instead.

And boomer mentality? Please I'm certainly not a boomer, but doing whatever this is called, works. As far as GOP losses, that doesn't concern me. What does concern me is when those goofy kids still don't get what they want and come after people such as yourself.
So should everyone have the vacation interest that you do?
 
So should everyone have the vacation interest that you do?

If it comes down to being able to safely afford that car payment or put that money away for a down-payment on that house they will live in vs those four days, absolutely. Any vacation was a non-existent thing unless you were the top 1% for a good chunk of American history.

Probably best they cut the $100 plus monthly cell phone bill that they were suckered into by the offering of that "free" new, shiny iphone as well.
 
The CEO took all the risk, but should be punished to fund lower level guys. I spent the majority of my adult life in the military, retired, and transitioned to the private sector. I spent years on shift and working overtime! My choice! Now it’s an 8 hour day and I’m comfortable and will stay over when I’m needed! If you don’t want to put the hours in but still complain, you are the problem!

Are you a CEO.

Unless you’re talking about founders, CEOs don’t give a crap about employees or anyone but shareholders and the board. Typically, founders have a little bit more altruistic approach to the business because it’s tied to their legacy.

Please don’t worry about the CEOs, they have lobbyists in Washington advocating for them every day. We need people advocating for regular people.
 
Absolutely. Timing also plays alot into this and that benefit is luck of the draw. For instance, when we bought our place 12 years ago, prices we no doubt lower than today, but we also bought much within our means looking ahead "just incase" and we also bought on the idea of this would be our forever home. I think our interest rate was around 4%.

Then in the middle of the covid craziness, we took some of the money the government was throwing around, refinanced at 2.7% and cut 5 years off our mortgage. This decision would save $26k after closing costs and making the van we needed to buy a year later effectively free.

But, you are right, we don't appreciate it and I put my ownself to blame in there as well. I don't think we as consumers realize that we could crash things like peak month vacation rentals by just saying, "I'm not paying that."
For sure! I did not luck out as I bought a house this year with these interesting rates, so I got it from both ends! 😆 Oh well!
 
Right so to the main point is work your ass off be a slave to the system and never go ok trips and make the man millions. Choose a different protein, buy your kid less Xmas gifts so and so forth.

It's this out of touch boomer mentality that just cost the gop huge losses
No doubt not addressing this issue cost them bigly, not the fringe social issues.
 
For sure! I did not luck out as I bought a house this year with these interesting rates, so I got it from both ends! 😆 Oh well!

Yeah that stinks. I think a under-considered point after Covid as far as southern US house prices are concerned, is how many from California sold their houses when they were getting top dollar and moved. I've talked to several(very nice people) who told me straight up they sold their place in California or North Atlanta for a million or two and bought a very nice lake house for 700k with cash. You know that has really bit our butts in the last six years.

Honestly, can't blame e'm though.
 
Not gonna lie, lot of good discussion on here the last time I logged in. Ya'll been busy..

Haha, and at least in 2024 (not sure this was true in 2026), Gen X was actually the most Republican-leaning generation! Boomers were actually pretty much 50/50 if the exit polls can be believed.

Hmmmm. I dunno on that one, admittedly. But you know I can't rule out the Trump factor in that demo cause Gen X age wise may have been right where a lot of the enthusiasm for him came from. I may more look into it, or I may not we'll see. I will say I suspect a lot of these younger politicians that just got elected are Gen X for what that's worth..

Anyway I'm pubicly dropping the Gen X bit for now. (plus I'm a "Xenial" according to some sources, so I'll leave it to the "real" Gen Xers to defend the generation among this Boomer Vs Millenial stuff sucking up all the oxygen ;))

Honestly, what I was really crowing about was I got the impression of dismissing an entire demographic (in this case, nationwide adults born between 1965 and 1980) based on where they may lean politically and raw numbers compared to other demographics. Whether that is age, gender, religion, race, geographic location, sexual orientation, education level, or race, I strongly believe we need to be very careful not to do that. Because every single one of us check some boxes left and some right. (some more than others)
 
Not gonna lie, lot of good discussion on here the last time I logged in. Ya'll been busy..



Hmmmm. I dunno on that one, admittedly. But you know I can't rule out the Trump factor in that demo cause Gen X age wise may have been right where a lot of the enthusiasm for him came from. I may more look into it, or I may not we'll see. I will say I suspect a lot of these younger politicians that just got elected are Gen X for what that's worth..

Anyway I'm pubicly dropping the Gen X bit for now. (plus I'm a "Xenial" according to some sources, so I'll leave it to the "real" Gen Xers to defend the generation among this Boomer Vs Millenial stuff sucking up all the oxygen ;))

Honestly, what I was really crowing about was I got the impression of dismissing an entire demographic (in this case, nationwide adults born between 1965 and 1980) based on where they may lean politically and raw numbers compared to other demographics. Whether that is age, gender, religion, race, geographic location, sexual orientation, education level, or race, I strongly believe we need to be very careful not to do that. Because every single one of us check some boxes left and some right. (some more than others)
Aww rats, I forgot household annual income. That's a big one.
 
Not gonna lie, lot of good discussion on here the last time I logged in. Ya'll been busy..



Hmmmm. I dunno on that one, admittedly. But you know I can't rule out the Trump factor in that demo cause Gen X age wise may have been right where a lot of the enthusiasm for him came from. I may more look into it, or I may not we'll see. I will say I suspect a lot of these younger politicians that just got elected are Gen X for what that's worth..

Anyway I'm pubicly dropping the Gen X bit for now. (plus I'm a "Xenial" according to some sources, so I'll leave it to the "real" Gen Xers to defend the generation among this Boomer Vs Millenial stuff sucking up all the oxygen ;))

Honestly, what I was really crowing about was I got the impression of dismissing an entire demographic (in this case, nationwide adults born between 1965 and 1980) based on where they may lean politically and raw numbers compared to other demographics. Whether that is age, gender, religion, race, geographic location, sexual orientation, education level, or race, I strongly believe we need to be very careful not to do that. Because every single one of us check some boxes left and some right. (some more than others)
I’m def Generation X. Born in 1974 grew up on Atari, 2nd edition of British Invasion music (Duran Duran, Culture Club)
 
I’m def Generation X. Born in 1974 grew up on Atari, 2nd edition of British Invasion music (Duran Duran, Culture Club)
That "New Wave" music. My older brother was born in 73 so I know a little bit..

First vid game I ever played was Frogger on his old Atari. I might have been 4? Very different time man.
 
I’m def Generation X. Born in 1974 grew up on Atari, 2nd edition of British Invasion music (Duran Duran, Culture Club)
I was born in 1964 at the end of the baby boomer generation. I remember Hippies were all over the place when I was really young then Disco had its run. I was happy when New Wave and Punk started replacing Disco. My favorite hangout during my Junior and Senior years of high school was the nearest video arcade. My first car was a 1976 Monte Carlo and I loved picking up my friends and some of the girls we met and seeing how many people we could put in it. I think the record was nine.
 
You DO NOT OWN said home & land! Your STILL pay RENT too city/county Gooberments!
Property Taxes=RENT=NO OWNERSHIP! ..
Don't believe me? Don't pay your "property taxes".. & watch Government GOONS come & EVICT YOU!

Look, I know said taxes go too schools/Fire dept(s) etc etc.. Though I strongly advocate that if your 60~65 or older with NO KIDS & your home/Land are paid off re: Mortgage free, with no childern in said household, you should be EXEMPT from paying "property taxes" on your property, (except for something like the Fire Dept or Police Dept.), otherwise you should be EXEMPT!
Watch Capitol Controls glenn beck. We dont own didly. None of it. Will make you sick/ so I warned in advance.
 
I was born in 1964 at the end of the baby boomer generation. I remember Hippies were all over the place when I was really young then Disco had its run. I was happy when New Wave and Punk started replacing Disco. My favorite hangout during my Junior and Senior years of high school was the nearest video arcade. My first car was a 1976 Monte Carlo and I loved picking up my friends and some of the girls we met and seeing how many people we could put in it. I think the record was nine.
My record was only 8 but it was a 91 Ford Tempo in high school. Your story sounds more fun. (so does your car)
 
Yeah that stinks. I think a under-considered point after Covid as far as southern US house prices are concerned, is how many from California sold their houses when they were getting top dollar and moved. I've talked to several(very nice people) who told me straight up they sold their place in California or North Atlanta for a million or two and bought a very nice lake house for 700k with cash. You know that has really bit our butts in the last six years.

Honestly, can't blame e'm though.
Yeah, there was plenty of that that went on in the RDU area, for sure, especially in 2021-2022. Definitely didn't help prices around here, but oh well. I know someone who works for a San Francisco-based startup, for example, and of course the house they bought was far more than what I could afford.

At least when / if interest rates go down, I'll have a chance to refinance, although I'm not confident that'll happen anytime soon (and may never, who knows...7% rates really aren't abnormal historically - I actually got in a little lower than that since I bought a few months ago, though). What we bought is within our budget, but it painful knowing I could've bought this for 40% cheaper with 3% interest rates in 2020 and had half the monthly payment. But I didn't know I would stick around here back then and my salary was less, and there's no way to predict the future accurately, so it is what it is.
 
My guess is trumps dementia got the better of.him today. Some aide mentioned Dana White as a spokesperson but meant this Dana white. So we ended up with another "4 seasons" debacle. Incompetence at its finest.

Dana W. White > U.S. Department of War > Biography | U.S. Department of War https://share.google/lSllc17RZVb23zpXA
 
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My guess is trumps dementia got the better of.him today. Some aide mentioned Dana White as a spokesperson but meant this Dana white. So we ended up with another "4 seasons" debacle. Incompetence at its finest.

Dana W. White > U.S. Department of War > Biography | U.S. Department of War https://share.google/lSllc17RZVb23zpXA

First the 2 Dan Sullivans in the Alaska senate race. Now the 2 Dana Whites!
 
I'm frightened of the places he gets "news" from. Total lunacy.

As opposed to a single BBC article written by three Nigerians themselves that "can't verify" the data? This goes along with "covered" which means "just" this article unless you count an opinion piece in Al Jazeera also by a Nigerian.
 
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My gas is under 5$ and we are now a blue state! Keep up the good work! I don’t keep up with this crap, but I thought I heard crude prices tanked after midterm, which is probably right!! The 3 month lag time will be fun!
A gnat farts over Saudi Arabia and oil and gas prices jump 50% overnight
Winninghhggggggg
 
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